Member Rewards Program
...Another benefit of membership!
Allegis Credit Union’s Member Rewards Program was developed to reward you for your relationship with the credit union. It makes the benefits of using Allegis Credit Union for all your financial services twofold:
- You get the great service and rates that Allegis is known for
- You are rewarded with special pricing and privileges just for using your account
The Member Rewards Program gives you points for many of the different ways you use your account. The more financial services you use, the more points you earn. There are four levels of account relationships: Basic, Silver, Gold, and Platinum.
The points accumulated during a calendar month determine your reward level for the following month. If your July statement indicates that your account is “Gold”, you can take advantage of “Gold” level rewards during August. While there is a possibility that your account may fluctuate between levels, most members with long-term relationships remain very stable.
An added benefit of Member Rewards is that members who live in the same household all enjoy the reward level of the highest point-earning account.
Your current Member Rewards level can be found at the top of last month's statement!
Relationship Point Values
Member Loyalty |
|
| Years of membership (every 5 years) | 5 points |
Savings & Checking Relationships |
|
| Checking Account | 75 points |
| Money Market Savings | 25 points |
| Certificates of Deposit* | 25 points |
| IRA Share or IRA CD* | 25 points |
| Investment Center Service | 50 points |
| Aggregate Savings Balance: | |
| $500 to $2,499 | 25 points |
| $2,500 to $14,999 | 50 points |
| $15,000 to $49,999 | 75 points |
| $50,000 to $99,999 | 100 points |
| $100,000 and above | 200 points |
| Any Negative Savings Balance | -200 points |
| *Scores only once regardless of number held | |
Lending Relationships |
|
| Home Equity | 50 points |
| Mortgage Loan** | 75 points |
| Other Loans/Lines of Credit | 25 points |
| Aggregate Loan Balance: | |
| $500 to $2,499 | 25 points |
| $2,500 to $14,999 | 50 points |
| $15,000 to $49,999 | 75 points |
| $50,000 and above | 125 points |
| Delinquent Loan Balance | -200 points |
| $50,000 and above | 125 points |
| **Value might not be added to aggregate loan balance | |
Self-Service & Direct Deposit |
|
| Active ATM Card | 25 points |
| Active Debit Card | 25 points |
| Visa Credit Card | 50 points |
| E-Statement | 25 points |
| Online Bill Pay | 50 points |
| Active CU*Talk Usage | 25 points |
| Active Online Banking Usage | 25 points |
| Direct Deposit of Payroll ($400+/month) | 50 points |
| ACH Deposits ($400+/month) | 50 points |
| Allegis CU Automatic Transfers (loan payments or other transfers) | 25 points |
How The Points Add Up:
| Basic | 0-74 points |
| Silver | 75-249 points |
| Gold | 250-424 points |
| Platinum | 425 points and more |
How You Are Rewarded
Points go toward additional membership benefits that can add up to reduced fees, lower loan rates, and bonuses on CDs!
Service |
Basic |
Silver |
Gold |
Platinum |
| Overdraft Transfer From Savings | $3.00 | $3.00 | FREE | FREE |
| Check Copy | $5.00 | $5.00 | $5.00 | FREE |
| Foreign ATM****** (view list of unlimited transaction ATMs) Withdrawals Transfers Inquiries |
Allowed Per Month |
|||
| 2 FREE | 4 FREE | 6 FREE | 12 FREE | |
| 2 FREE | 4 FREE | 6 FREE | 12 FREE | |
| 2 FREE | 4 FREE | 6 FREE | 12 FREE | |
Fees for: |
|
|
NONE FREE FREE FREE $1.00 |
|
Effective November 1, 2009 for all members 18 years of age or more. Member Rewards Program does not apply to business accounts. Please see official rate sheet and fee schedule for updates and complete list of service fees. ***Account service fee does not apply to minor’s accounts, accounts with loan products, or an aggregate savings balance of $500.00 or greater, regardless of Member Rewards level.
Equal Housing Lender
© 2010 Allegis Credit Union
1-800-797-3281
Routing #: 272481884
